Citi Bank - Credit & Portfolio Analyst II

Annual Salary

₹ 2.00 - 3.00 LPA

Profile Type

Business Analysis

Job Location


Application Deadline

Aug. 31, 2020

About Citi Bank

CIti Bank

About Your Role

Locations: Mumbai, Maharashtra \nJob Function: Risk Management \nEmployee Status: Regular \nJob ID: 20185457 \nThe Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. \nResponsibilities: \nConduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections\n Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses \nEscalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite Assist with portfolio review preparation and conducting stress tests\n Build working relationships with various teams across the bank, including deal, coverage and product teams \nAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. \nQualifications: \n 0-2 years of experience in credit risk analysis or corporate banking\n Experience in financial analysis, accounting and valuation \nKnowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution\n Consistently demonstrate clear and concise written and verbal communication \nProven ability to work with little direction and in a team\n Demonstrated accountability, self-motivation and business acumen\n Education: \n Bachelor's degree/University degree or equivalent experience \n\n Apply Link-